
Empower SMEs with Efficient Finance
BYFIN helps SMEs unlock your working capital so that you can focus on what truly matters for your business

Invoice Discounting
Upload invoice to your customized platform and
receive cash as fast as within 24hrs
More offerings:

24 Hours
Instant Cash

Max. 90%
Invoice Value

30/60/90 Days
Flexible Tenor

No hidden cost
One-off Charge
How does it work

Step 1 Register
Create an account at BYFIN


Step 2 Upload
Upload your invoice and payment terms


Step 3 Advance
Review your invoice and
pays you max. 90% of your
invoice value minus one-off
fee upon approval


Step 4 Payout
Once BYFIN got paid by
your customer, BYFIN will
repay you the remaining
value of your invoice
Why Choose BYFIN
As the pioneer in digital financial services, we apply advanced blockchain technology in
our operations to make it much simpler and more efficient for our customers

Benefits for You

Get cash right when
you need it

Manage cash flow To
maintain a positive working capital

Avoid taking in
addition debt

Have experts manage
your receivables

Protect your finances
from delinquent clients

Offer payment flexibility
to your clients

Allow growth for
your company
Parent Company
One of the world’s largest integrated online financial groups. Listed on the Tokyo Stock Exchange (TSE: 8473). 6 subsidiary companies are listed in Hong Kong, Japan and South Korea.